Employers' and Public Liability Insurance

Commonplace everyday risks no business can 100% avoid

The most likely claims you’ll make through your Employers' and Public Liability Insurance will result from accidents such as slips and falls. Statistically, nearly half (48%) of all liability claims stem from such accidents.*

 

For best results, engage a broker who knows your industry and takes the time upfront to truly understand your business 

 

What is Employers' and Public Liability Insurance?

Liability insurance covers against third party claims for injury or damage to someone else’s property. It doesn't provide cover for damage to your own property. 

What does it cover?  

  • Bodily injury
  • Personal injury (such as through defamation or slander)
  • Property damage
  • Data loss
  • Legal defence

Anything from old doormat to a rickety window pane to an erroneous web page can lead to a liability claim. 

*Source Allianz

Risk profiles vary by sector

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