Home, Fine Art and Contents

R K Harrison is the specialist Rural division of Howden

Looking for Household insurance with high-value contents protection? As the CLA's insurance partner, we offer tailorable cover for higher value homes and their precious contents. 

 

Policies to protect your most treasured possessions.

 

Household contents policy highlights

 

New for old, because market value falls short

Many of treasured your possessions lose value over time. If you have a market value policy, depreciation can leave you worse off in a claim. 

Warranty free (no small print to worry about)

All our policies are generously worded, that is, free of tricky obligations, technicalities and tripwires. 

We design them to be useful when you need them, not look for ways not to pay. 

High single item limit: choose terms that really protect you

One tripwire high net worth individuals can fall down on is the single article limit. The policy limit in the headlines might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured, come claim time.

Worldwide cover

Peace of mind that wherever you are in the world you are, your possessions and jewellery are covered. 

Home emergency cover included 

Plumbing, infestations, heating and more – all covered.

Art, antiques and collectibles cover

Helping you value and protect your collection.  

Legal expenses cover for private legal matters

Additional peace of mind for whatever comes your way.

Simple, easy to read documents 

Some policies need a law degree to follow – ours don’t.

 

A breakfast tray holding a stack of pancakes, a cup of coffee, a jar of compote and a vase of flowers lies on a bed next to an open book

Customise your cover

Family Travel insurance is the most requested additional element for our Home insurance. We can arrange quality cover for mishaps and problems on holidays. 

Speak to a specialist

Got a question or query? Give us a few details in the box below and we'll get back to you. 

Let's talk...

(0)123 481 4973

We'll put you in touch with the person best equipped to help.

A tractor drives across a field

Over 40 years in the business

We have strong relationships with the Rural community and a deep understanding of the evolving risk landscape.

Get in touch