Specie

R K Harrison is the Fine Art and Specie division of Howden

Specie is the term used in the London market to describe the insurance of highly valuable, moveable property. We cover diverse industry sectors such as cash in transit and valuable logistics to precious metals, mining and refining, diamonds, jewellery and luxury goods, financial institutions, ATM providers, safety deposit storage, commodity traders & coin dealers. 

R K Harrison

Our team of experts has extensive experience across this very specialist sector. By combining this with an understanding of each client’s specific risks and approach to insurance, we seek to arrange the right cover at the very best price.

We can arrange programmes on a direct or reinsurance basis, whether facultative or treaty, and have extensive experience working with captive insurers. 

We also have experience in arranging binding authorities on behalf of producing brokers or MGA’s. 

Our expertise also includes: Professional Indemnity, Political Risk, Political Violence including Terrorism, Crime Bonds, Cyber Risk, Defective Title, Business Interruption, UK and European buildings and liabilities, and for high net worth homes, global capacity for buildings.

 

We can help with Specie insurance and risk management planning for:

  • Cash and security logistics companies
  • Banks and other financial institutions including Excess SIPC / CIPF, J Form
  • Safety deposit box
  • Commodity trading, financing and storage
  • The precious metals sector
  • ATM’s
  • Cheque cashiers
  • Casino operators
  • Diamonds, jewellery and luxury goods
  • Pawnbrokers

 

Resolving claims quickly and effectively is central to everything we do. 

Our claims resource is embedded within the team and where appropriate it is involved not just when a claim occurs but in the design and the writing of our policies. This leads to as smooth a claims process as possible. We have a track record of negotiating and settling large and complex claims across the whole spectrum of our business.

We have a strong reputation for creating insurance programmes that go well beyond the norm to deliver the cover that our clients need, not just that which insurers wish to provide.
 

Get in touch

Our Specie team is highly respected in this specialist sector

Let's talk...

020 3944 4085

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