Insurance for the Construction sector

A welder is working, with sparks flying

Howden's bespoke policies work in the real world. They’re handcrafted from years of claims experience, always with clients’ best interests at heart. That's not something you get with off-the-peg policies.

RICS SLC and CA logos

We have specially worded policies for: 

• Architecture and Design
• Contract administration
• Project management and coordination
• CDM/Principal designer
• Building control
• Civil and structural engineering
• Construction management
• Quantity surveying
• Town and country planning
 

Two business women have a meeting in a brightly lit modern office

Get a free PI review

The market is in flux - can we get you a better offer?

Construction PI Policy highlights 


Full civil liability ‘all risk’ cover

If a claim isn’t specifically excluded, it’s included. Policies are designed to catch-all. 

Enhanced protection above regulatory requirements

Insurance is about defending your business, not box-ticking. 

Bespoke wordings, no tripwires to fall foul of

Standard insurance wordings impose very strict conditions and warranties – ours are much more user-friendly, every clause is set up to help you.  

 

Service highlights


Your claim will be handled by a sector specialist

Many of our competitors outsource their claims function – we never will. 

Here are some examples of claims support we offer clients, every day: 

1. Guidance on the notifying process and helping prepare the notification to insurers
2. Assisting draft responses to claimants
3. Helping you choose a lawyer
4. Overseeing legal cost management
5. Ensure that insurers' reserving policies benefit you
6. Attending mediations to defend our clients’ interests
7. Challenge insurers’ coverage position statements (when needed, our skill in policy design makes this increasingly rare)
8. Expediting your payouts

Free risk management updates

We pride ourselves on offering ongoing risk advice to our clients

• Risk management workshops 
• Seminars
• Roundtable forums 
• Bite-size bulletins

When you’re dependant on business cycles and the economic environment, you need the latest advice on risk trends

greg harrison broker headshot

Greg Harrison - Larger practices

Greg is an expert in Professional Indemnity for property and construction professionals. He works with clients from across the sector, including engineers, surveyors, and architects. If you have any questions about PI – or any other insurance that affects the property and construction industry – just drop him a line.

Speak to a specialist

Connect with a broker who knows your trade inside out

Let's talk...

+44 (0)20 7623 3806

We'll put you in touch with the person best equipped to help.

Do you have an existing policy with Howden?

Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.

CAPTCHA
1 + 6 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

Do you have an existing policy with Howden?

Need to claim? 

Call us on 020 7623 3806 or tell us what happened in the box below and we'll get back to you asap

Step 1: What's happened?

Step 2: Give us your details

Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.

CAPTCHA
7 + 1 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.