Bespoke insurance solutions for Fine Art & Specie liabilities
In a world where owners and guardians of fine art and other precious items face ever-increasing risks, we are uniquely equipped to provide insurance solutions to individuals and companies in the area of Fine Art and Specie.
R K Harrison recently merged with Howden, another leading UK insurance broker, creating a new force in insurance broking. R K Harrison is the specialist Private Clients, Fine Art and Rural division of the combined business and its dedicated Fine Art & Specie team have direct access to the Lloyd's of London and the London Insurance Market specialist underwriting expertise that can offer in excess of USD 2 billion of capacity on any one risk, as well as significant limits for those risks located in natural catastrophe prone territories.
What we specialise in
- Fine Art
- Jewellers Block
- General Specie
- Cash in Transit
What we offer
We offer a broad range of physical loss or damage cover which can include employee dishonesty, mysterious disappearance, acts of terrorism, as well as bespoke coverage depending on client requirements.
We provide solutions for the physical exposures associated with the following risk types:
- Private and corporate collections
- University collections (including standard library books)
- Fine art packers and shippers
- Classic cars
- Bullion and cash storage
- Excess Bankers' Blanket Bond
- Precious & base metal traders
- Metal refiners
- Mining – precious metals and precious stones
- Excess SIPC
- Diamond dealers
- High-end retailers
- Jewellery manufacturers
- Luxury branded goods
Cash in Transit
- Cash and high-value cargo logistics
- Central bank cash and currency movements
- Bank cash movements
We consider claims throughout the entire client journey, from initial policy selection to final claim resolution. It is not just when a loss occurs that our claims expertise applies, it is an inherent part of everything that we do. Our claims specialists work alongside our sector teams to ensure that they are an integral part of the client relationship. By handling claims in-house we are able to guarantee a consistent level of service and responsiveness, which everyone is committed to.