Insurance Brokers

Professional Indemnity Insurance for Insurance Brokers

Howden have over 20 years' experience of managing Professional Indemnity Insurance and Directors' and Officers' insurance on behalf of a diverse range of insurance intermediaries from local brokers to class specialists and Managing General Agents.

Our expertise across the insurance sector combined with the strength and breadth of our insurance market relationships ensures we can find the right insurer and the right cover for your business, even where choice is restricted by commercial sensitivities or claims experience.  

Howden are the preferred Professional Indemnity Insurance broker for Keychoice members. Our partnership has allowed us to offer a tailor made Professional Indemnity Insurance policy to Keychoice members only.

Exclusive features:

  • Competitive premiums
  • Ombudsman awards
  • Broad civil liability wording with no warranties or conditions precedent
  • Broad protection against innocent non-disclosure
  • Regulatory defence costs
  • Loss of client cover up to £50,000 (if the business makes a loss in its P&L because of a client lost due to a PI claim)
  • Fidelity cover up to £100,000
  • No insolvency exclusion
  • Interest free instalments (subject to status)
  • A-rated insurer with over eighty years’ experience in writing insurance intermediaries PII
  • Access to a major UK law firm for legal support free of charge, providing a confidential early claims advice service

With access to two exclusive facilities, Howden’s dedicated team of experienced handlers will make this a simple and seamless process. 

Free additional benefits

As a client of Howden, Keychoice member receive access to many added benefits, which, at no extra cost, aim to enhance our offering beyond just arranging insurance. Benefits to include but not limited to:

Legal Advice Helpline

You can call our legal advice line and get immediate advice on all legal matters affecting your business 24 hours, 365 days a year.

Access to Legal Services Website

Providing you with access to many online documents and guides which can help your business with everything from debt recovery to partnership agreements. We provide our clients with a voucher code which enables them to register online, gaining access to a wide range of online documents.

Tax Advice Helpline

Tax related advice for your business or personal related matters, available weekdays 09.00-17.00 (excluding bank holidays).

HR and Health & Safety Advice

Support would be available weekdays (excluding bank holidays) between 09:00 and 17:00 through our partners, providing:

• Free 30 minute consultation for advice on any HR matter from employment contracts to pensions & auto enrolment, or any Health & Safety matter from workplace assessments to training.

• Free HR health check - contract review (employment contract or employee handbook review).

• HR and H&S matters can be complex and fraught with risk to your business.

Counselling Assistance Helpline

Completely confidential counselling assistance you can call any time for support from a qualified counsellor (note: calls are not recorded). Whether your concerns relate to stress, anxiety, bereavement or other matters of concern, you can talk to a counsellor and they can guide you to explore coping mechanisms and ways to strengthen your resilience.

Cost savings/Procurement Review

Free cost reduction consultation - an expert at our partners will help you identify possible ways of minimising costs within your business. As procurement specialists, their flexible and tailored approach enables you to access their buying knowledge and resources, helping to reduce costs in your business and seek to maximize the return on your spending.

Other insurances


The protection of your business and the management and reduction of risk will always remain our primary focus. Howden also offer in addition to your Professional Indemnity Insurance all the other insurances your business needs. These include but are not limited to:

Office & Contents Insurance - to protect your premises, possessions and income in the event of an unfortunate incident.

Cyber Liability Insurance - to protect your client data as well as cyber threats to your business.

Directors & Officers Insurance - to protect individual directors and the firm itself from alleged wrongful acts in their capacity as directors and officers.

Employee Benefits - to help your business attract and retain the best talent.

Crime Insurance - to protect your business from financial crime including social engineering.


Key Contacts

Bobby Payne

Bobby Payne
Associate Director
Professions +44 (0)117 205 1808 Email

Lucy Woodford

Lucy Woodford
Associate Director
Professions +44 (0)117 205 1809 Email


Our 30 strong claims handling teams is a core component of our service offering. We manage all stages of the claim form providing guidance on when to notify to participating in mediations. The overarching objective of our claims team is to ensure that any claims are resolved swiftly, senstiviely and commercially with minimum disruption to your business. 

Kevin Bailey
Claims +44 (0)20 7133 1538 Email

Rob Turner
Executive Director
Claims +44 (0)20 7133 1475 Email